Apple Pay Cash service launches in US

Alyssa Bailey
December 6, 2017

Apple also added support for faster wireless charging on the iPhone 8, 8 Plus, and iPhone X.

Discover announced today that transactions made with Apple's new Apple Pay Cash card leverage the Discover Network.

After releasing the iOS 11.1.2, Apple has rushed to the iOS 11.2 update that brings some bug fixes to the iPhone and iPad lineup.

Business Insider characterizes Apple Pay Cash as a "Venmo Killer", which remains to be seen. It's also happening in waves, so not all iPhone and iPad users on iOS 11.2 have it yet, which is an important factor since Apple Pay Cash will only work if both ends of the transaction have the feature enabled. At the moment it is only available in the US.

You access Apple Pay Cash through the app drawer in the Messages app. After that, tap the Apple Pay icon. Oh, and you'll need to have two-factor authentication turned on, and be over 18.

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You can use Apple Pay Cash right away, but to prevent future issues and for a smoother experience, it's best to verify your identity with Apple right away.

Apple's iPhone now has a built-in way to send cash via a text message. The process will ask you for your name, address, date of birth, and last four digits of your social security number.

If you are stocking your Apple Pay Cash card with funds from a current debit account, there are no fees.

You can send and receive cash with a minimum of $1 and a maximum amount of $3,000. That is, you can send money for free if you use a debit card. At this point in time, the feature is available only in the United States. Alternatively, P2P balances can be directed back to the user's bank account. After receiving a payment in their Apple Wallet, customers can use the cash to make Apple Pay purchases online or in-stores, or transfer the money to their linked bank account.

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